If it looks too good to be true...
Have you heard of phishing, vishing and smishing?
They are all methods used by fraudsters to get hold of your personal details, such as user names and passwords.
Phishing messages are usually sent to your email address, with vishing being used by scammers to obtain your personal details by phone and smishing is when your personal details are obtained by SMS text messages.
The infographic below gives some advice on how to avoid fraud or scam mail and you can find out more about the different types of fraud, and what you should do if fraud has been committed by visiting the ActionFraud website.