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How to budget money

Try making a spending diary to record and manage what you spend in a week. It can be an easy way of cutting back on some non-essential items.

In a spending diary, you record what you spend over the course of a week. Then look where you may be able to save money.

Budget calculator

A budget planner will help you manage your money.

To complete a budget, you will need:

  • bank statements
  • your payslips
  • all household bills
  • receipts

More money going out, than coming in?

There are different ways you can change your situation.

Increase your income by getting the right benefits or changing jobs.

You can also find out how to save with our money-saving tips.