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If you are acting as a non-panel adviser, you are not on the organisation’s approved adviser panel but may still provide advice to applicants. In this role, you must:

    • Understand the Fund Guide: Familiarise yourself with the requirements of the Shared Ownership Capital Fund, including eligibility criteria, application process, and evidence needed.
    • Support the Applicant: Provide independent advice and ensure that applicants clearly understand the implications of their application and obligations under shared ownership.
    • Submit Evidence: Supply any necessary documentation or statements requested by the fund administrators to confirm that appropriate advice has been given.
    • Maintain Standards: Advice must be impartial, accurate, and in line with the principles of the Fund Guide. You may be contacted for clarification or additional details to support the application.
    • Responsibility: The applicant remains responsible for the submission, but as adviser you must ensure your advice meets the standards expected by the fund.

Important documents:

Please note that Homes England’s guidance requires use of a stress-tested rental figure as set out in the Capital Funding Guide (CFG) here.


Resales affordability check

Applicant details
Method of purchase