Low income is one the main causes of fuel poverty so it’s really important to find ways to maximise your income. Something as straightforward as completing a budgeting plan (and sticking to it) could make all the difference – as they say, every little helps!
Sometimes even strict budgeting might not be enough – especially if you’re on a low income. It could be that you may be entitled to certain benefits that you’re not receiving – take a look at this benefits calculator – it could make all the difference.
Not only will the extra income be a welcome help, but being entitles to benefits may open other doors too. For example no interest loans, the provision of white goods or the delivery of services by the council or subcontractors may be available depending on your local authority.
Sure Start maternity grants are available to help with the costs of a new-born or adopted baby for households with no other children under 16 where the mother or partner are receiving income-related benefits. The one-off payment of £500 doesn’t have to be paid back so the money saved here could be put towards ensuring your home is as warm as possible.
You may also get a cold weather payment if you’re receiving certain benefits. The 2016 cold weather payment scheme is due to start on 1 November 2016 and those eligible will receive a payment of £25 if the average daily temperature is 0o or lower for seven consecutive days. Payments will automatically be made for each 7 day period of ‘very cold weather’ so if you’re eligible, there’s no need to claim.
While we’re on the subject of winter payments, did you know that if you were born on or before 5 May 1953 you could get a winter fuel payment of between £100 and £300 (tax free). This is to help pay your heating bills and most payments are made automatically between November and December if you get the State Pension or another social security benefit (not Housing Benefit, Council Tax reduction, Child Benefit or Universal Credit). If you don’t get the payment automatically, you will need to make a claim.
Maximising your income is key to combatting fuel poverty and for those who are able to, getting into work – or improving the job they already have – is the best way to increase their income.
Bromford offers a range of services including money and career advice so if you’re a Bromford customer and you could do with some help please contact us on 0330 1234 034 to see what kind of help may be available to you.
Use the links below to find out more about some of the things that you can do avoid fuel poverty
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