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Maximising your income

If you find that you have more money going out than you have coming in, you will need to find ways to help increase your income.

Here are some tips on what you can do...

Get back to work


We know it can be difficult to find employment or to develop the skills to get back into the workplace or education. Our work clubs and opportunities programmes offer people the opportunity to develop these skills in a supportive environment.


There are a range of benefits available to help people in difficult financial situations.

Whether it's because you're unemployed or on a low income, retired, bringing up children, ill, have a disability or care for someone, you could be missing out on benefits that could really make a difference to your life.

A simple enquiry could have a dramatic impact on your finances - make sure you're claiming the benefits you're entitled to!

Try this simple benefits calculator which checks if you are eligible for financial help through welfare benefits such as Child Benefit, Council Tax Benefit or Pension Credit. The calculator will also show you how much you will be better off if you're in work.

Take in a lodger

Taking in a lodger can help pay the rent. Most tenancy agreements allow you to take in a lodger but you will usually need to ask permission first.

To find out more on taking in a lodger, click here.

Discretionary Housing Payment

A Discretionary Housing Payment or 'DHP' is a way of meeting any shortfalls you have in paying your rent. For example, you may not have enough money from your Housing Benefit payment to pay your rent each month. You may want to buy a new property and you cannot afford the deposit. Or you may need to pay for removal costs if you're moving home.

To find out more and apply for a Discretionary Housing Payment, you will need to speak to your local council. To find your local council, click here.