Back to school, it's time to save
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The dust has now settled. The 6 weeks holidays are over. You’ve run around and purchased a list as long as your arm of all the items your children need for the new school term. If it isn’t uniform, it’s sports equipment, books, stationary and the desire to have all the popular brands on their feet.
Now that the kids are back to school, buying everything they needed might have taken a hit on your bank balance. But it doesn’t just stop there. Clothes might wear out or need replacing. School trips, lunch money and after school clubs will all come round the corner.
Don’t fear, here are some pages which can help you get your finances back on track after the school shopping spree…
Money Saving Tips
As the winter sets in, your heating and electric bills will start to increase. There are different ways you can save on your energy bills this winter and make your home run efficiently. You can also find out about how to switch energy suppliers to save money, how to find inexpensive furniture and how to save on your daily shop.
Find out more on how much you can save here.
Maximising your income
There are different ways you can increase the amount of money that is coming into your home. From getting back into work to finding out which benefits you’re entitled to.
To find out more, click here
Getting help with your debt
Buying the supplies you needed might have put you in the red. Don’t worry; there are different ways you can get back into the black. Firstly, you can use the links above to help you out. If you feel that you need a bit more help, then there are a range of independent organisations out there that you can speak to.
Find out more about getting your finances back under control here
Struggling to pay your rent?
Don’t bury your head in the sand. We understand that times can be tough and buying supplies might have put a strain on your bank balance. But your rent is the most important bill that you need to pay.
Make sure you talk to us if you’re facing difficulties. There are different ways solutions we can look at to help you out.
Talk to us. Find out more here.
Funding for the school year
Depending on your circumstances, your children could be entitled to free school meals, clothing and transport. You could also be entitled to a range of financial help to help towards costs over the next 10 months.
To find out how much you could save, check out our guide on saving on your school supplies here.
Managing your money in advance is a great way to keep track of your finances and to see where you can cut back. You can do this with a budget planner.
Simply write down your income and expenditure, including shopping, bills and evenings out and see whether you have more coming in or out.
Start tracking your money and see what you can save with our budget planner here