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Shopping

Trying to find the best offer or price for our daily shop can be exhausting. From 'Two for one' to 'Extra Points' and 'BOGOF's', where can the best deal be found? Here are some tips you can use:

  • Use cash not a card - Taking out cash will limit you to what you can spend and put you on a budget, rather than placing everything on your debit or credit card. Next time you shop and you're on a budget, take out what you think you will need and prioritise.
  • Don't go food shopping when you're hungry - Going shopping when you're hungry will make you buy more to feed your appetite at the time. Make sure you eat before you go out to the shops.
  • Don't shop with the kids - It's easier said than done, but with sweets and toys placed throughout the store, this will attract their attention. You may then get asked for the rest of your shop whether they can have something. These extras can top up your final bill.
  • Get to know your 'Use by' & 'Best Before' jargon - Do you know the difference? The 'Use by' date means that you should use that item before the date printed. After that, you should throw it away. With 'Best Before', this is the manufacturer's view of when the item has reached its best quality. You can still use it after this date but it may lose its taste or quality.
  • Try value or own brands - Supermarkets will have their own brands and value ranges at a cheaper cost. Why not try a value or own brand item on your next shop and compare it to the brand you used to buy?
  • Bulk up - Buy in bulk if you are able to. Save on repeated purchases on the same product. You may find you can do this on a BOGOF offer.
  • Using your eyes - Supermarkets can tend to place higher priced goods at eye level. So make sure you look around before making your choice.
  • Draw up a meal plan - Plan ahead the meals you're going to make and then you only need to buy the items you need to make these meals.
  • Reductions - Items are usually reduced throughout the day. The reductions increase as the day is about to come to an end. Look to shop in the late evening and look out for the reductions.
  • Get money back! - Websites such as Quidco and TopCashBack offer money back when purchasing products online through their website. Before you buy online, see whether you could earn cash back from these websites.
  • Try a charity shop - Charity Shops can offer bargains on children's toys, CDs and DVDs as well as children's clothing.
  • Power of the Pound - There are lots of £1 or '99p' shops on the high street. Many of these sell a huge range of everyday items such as toiletries, food, cleaning and household goods. Some of which could be cheaper than a supermarket. Make sure you shop around though as some items can be cheaper than a pound elsewhere.
  • Try the market - Market traders can offer goods at a cheaper price compared to supermarkets.

You can find more helpful tips and information from Money Saving Expert and from the Money advice service.

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